Quick Decision Finance
Hire Purchase (HP) - The Traditional Plan
Buying a used cars shouldn't be stressful. Once you've selected your car, we'll calculate the best finance plan available and don't worry if you feel you have a poor credit score. We may be able to help.
All of our finance plans are at a fixed rate, so your monthly payment will stay the same throughout the life of the agreement.
With HP you simply pay a deposit and then equal payments over 24, 36. 48 or 60 months.
Personal Contract Purchase (PCP) - A Different Way
More affordable with a lower monthly payment
Your car's future value is guaranteed
Gives you the ability to change your car more often
You have 3 flexible options at the end of your PCP agreement:
Trade your car in for a newer or different car.
Pay the optional final payment and keep the car
Hand the car back with nothing to pay (subject to return conditions)